You can see some floodplain data in the FEMA Map Service Center on-line at fema.gov. You can call and order all floodplain maps in the U.S. by calling toll-free 1-800-358-9616

The City of Plano provides flood map information and maintains Elevation Certificates for structures in the City. Maps are kept on file in the Engineering Department located at the Plano Municipal Center, 1520 Avenue K and Haggard Library located at 2501 Coit Road.

The City also provides flood protection assistance and makes site visits to properties and residences.

If you have any questions or need additional information, please contact the Plano Engineering Department at 972-941-7152.

Flood Insurance

The City of Plano does not sell flood insurance.  The City of Plano is a member of the National Flood Insurance Program (NFIP).

The National Flood Insurance Program (NFIP) is administered by the Federal Emergency Management Agency (FEMA), which works closely with nearly 90 private insurance companies to offer flood insurance to property owners and renters. In order to qualify for flood insurance, a community must join the NFIP and agree to enforce sound floodplain management standards.

The NFIP, a federal program, offers flood insurance, which can be purchased through property and casualty insurance agents. Rates are set and do not differ from company to company or agent to agent. These rates depend on many factors, which include the date and type of construction of your home, along with your building’s level of risk.

Find out about Coverage from the NFIP.
 

Myths and Facts about Flood Insurance

MYTH: You can’t buy flood insurance if you are located in a high-flood-risk area.
FACT: You can buy federal flood insurance no matter where you live if your community participates in the National Flood Insurance Program (NFIP), unless your property is in an area covered by the Coastal Barrier Resources Act of 1982 (CBRA). The NFIP was created in 1968 to provide flood insurance to people who live in areas with the greatest risk of flooding, called Special Flood Hazard Areas (SFHAs) or the regulatory floodplain.

MYTH: You can’t buy flood insurance immediately before or during a flood.
FACT: You can purchase flood coverage at any time. There is a 30-day waiting period after you’ve applied and paid the premium before the policy is effective.

MYTH: Homeowners’ insurance policies cover flooding.
FACT: Unfortunately, many homeowners do not find out until it is too late that their homeowners’ policies do not cover flooding.

MYTH: Flood insurance is available only for homeowners.
FACT: Flood insurance is available to protect homes, condominiums, apartments and nonresidential buildings, including commercial structures. 

MYTH: You can’t buy flood insurance if your property has been flooded.
FACT: It doesn’t matter how many times your home, apartment or business has been flooded. You are still eligible to purchase flood insurance provided that your community participates in the NFIP.

MYTH: Only residents of high-risk flood zones need to insure their property.
FACT: Even if you live in an area that is not flood-prone, it’s advisable to have flood insurance. One-third of the NFIP’s claims come from such areas. 

For more information, visit www.floodsmart.gov.