Failure To Maintain Financial Responsibility And Expired Violations
If you were issued a citation for Failure to Maintain Financial Responsibility (Insurance) and you in fact were covered by an insurance policy at the time the citation was issued, you may present proof to have your citation dismissed. The proof must indicate the following six items:
- the name, address, and telephone number of the insurer;
- the insurance policy number;
- the policy period (the effective and expiration date);
- the name and address of each insured;
- the policy limits or a statement that coverage complies with the minimum amounts of liability insurance required;
- the make and model of each covered vehicle.
If your proof does not reflect all six (6) requirements, your proof will not be accepted by the Court. You will have to obtain a new card from your insurance carrier reflecting the necessary requirements or obtain a letter from your insurance carrier (on their company letterhead) stating each of the requirements that are not indicated on your insurance card. You must present the new card or the letter at the Court Clerk's Office on or before fifteen (15) calendar days from the date your citation was issued.
If you were operating a car other than your own, you also must obtain a letter from the owner stating the owner granted you permission to operate the vehicle, along with the proof that the vehicle was covered.